The Federal Housing Finance Agency (FHFA) recently announced that Fannie Mae and Freddie Mac are extending the moratoriums on single-family foreclosures and real estate owned (REO) evictions until March 31, 2021. The foreclosure moratorium applies to enterprise-backed, single-family mortgages only. The REO eviction moratorium applies to properties that have been acquired by an enterprise through […]
Mortgage rates ended 2020 near a record low. Will record-breaking rates continue in 2021? Mortgage rates plummeted to historic lows this year, with the rate seemingly topping itself every week. As the year comes to a close, the average rate for a 30-year fixed-rate mortgage sits at 2.67 percent, more than a full percentage point lower […]
Victims of identity theft or fraud may feel they don’t have many options to protect themselves. An easy stopgap, however, is to place a fraud alert on your credit report. A fraud alert can be placed fairly simply. Contact one of the three major credit bureaus to ask that they place a fraud alert on […]
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