Home Buying

Home Buying Will Home Prices Keep Rising? Homebuyers are getting a lot of mixed messages this year. Interest rates are near record lows, but housing prices are still rising. So should you continue to rent or go ahead and take the plunge to buy? That depends a lot on both your needs and where you live. You may be wanting more space for home […]
Home Buying Building Credit Without Credit Cards A credit card is one of the main ways to build credit. By using a credit card wisely and not running up huge bills and paying them off in full on time, consumers can improve their credit score. A good credit score can make getting a home, car and other loans easier, and at better […]
Home Buying Do sellers have to do repairs? Typically, buyers include a home inspection contingency in their purchase offer that allows them to ask the sellers for repairs and get out of the contract if the seller refuses. The seller can respond in a number of ways. They can readily agree to fix the problem, no matter how expensive. They can agree to fix any problem that’s a […]
Home Buying What if there’s no supply? By the end of 2020, the number of homes listed for sale in the U.S. reached an all-time low. Supply sank below 700,000 homes nationwide, according to  realtor.com®’s Monthly Housing Trends Report, and that was before the availability of COVID vaccines. With consumers euphoric, it’s possible the spring homebuying season could have even less inventory available. If you want to buy a home, what do you do if there’s […]
Home Buying FHFA Extends Foreclosure and REO Eviction Moratoriums The Federal Housing Finance Agency (FHFA) recently announced that Fannie Mae and Freddie Mac are extending the moratoriums on single-family foreclosures and real estate owned (REO) evictions until March 31, 2021. The foreclosure moratorium applies to enterprise-backed, single-family mortgages only. The REO eviction moratorium applies to properties that have been acquired by an enterprise through […]
Home Buying How to Spot Foundation Problems The foundation provides support for your entire house, so keeping it level and in good condition is critical to the protection of the entire structure and the safety of your family. A foundation can become damaged by a variety of problems and natural occurrences. If you notice any of these warning signs, you should have […]
Home Buying How low will it go? Mortgage rates ended 2020 near a record low. Will record-breaking rates continue in 2021? Mortgage rates plummeted to historic lows this year, with the rate seemingly topping itself every week. As the year comes to a close, the average rate for a 30-year fixed-rate mortgage sits at 2.67 percent, more than a full percentage point lower […]
Home Buying Smart Thermostats: Top 4 Expert Picks Programmable thermostats let you set the temperature in your home and have the thermostat change it based on the time of day. What makes them ‘smart’ is that they can learn from your behaviors, let you control the climate remotely, show you energy consumption in real-time and even adjust themselves based on conditions like humidity. […]
Don't Miss Our Next Post
Subscribe Now