Memorial Day Weekend often feels like the unofficial start of summer, but this year is going to be a little different. Although you might not be able to gather with friends and family to barbecue and bask in the warming weather, there are still plenty of ways that you can celebrate, while also taking the time to honor those who have sacrificed their lives to serve our country. Here are just a few ideas for a Memorial Day Weekend that the whole family can enjoy together.
Decorate the House
If you want to show your appreciation during the holiday, one of the best ways to do so is to fly the American flag from your front door. You can also hang a patriotic bunting from a porch or balcony to remind the neighborhood that even though we cannot gather together this year, we are still remembering those who have fought for our country.
Make a Donation
There are many different ways that you can give back to the veterans in your community during Memorial Day Weekend. This year, VA nursing homes and assisted living centers in the area are excellent places to make a donation, as these facilities are being hit hard across the country by this crisis and need our help now more than ever. If you’re looking for an activity that the whole family can participate in, you can put together care packages for soldiers who are currently serving abroad.
Enjoy Family Time
Sure, you’ve probably had more than enough family time over the last couple of months, but try not to take it for granted over this holiday weekend. Whether you’re grilling in the backyard or watching the National Memorial Day Concert in the comfort of your media room, it’s important to remember the many advantages we have in this country thanks to the people who have fought to protect it. For those who are craving some fresh air, you can go on a family walk to the local cemetery to get outside and pay your respects.
If 2020 is the year for you to buy a home, consider making these 5 New Year’s resolutions to help you be as prepared as possible to become a homeowner.
1. Cut down on monthly subscriptions.
With each month, there is a new subscription service out there. What starts as convenience turns into an endless list of subscriptions that we often don’t use enough to justify the costs. Sit down and go through your monthly/yearly subscriptions and cancel whatever you don’t use. Set aside that extra money with the rest of your savings so your down payment can continue to grow.
2. Build a better credit history.
Paying bills on time and paying off debts will help create a solid credit history. Make sure you have some utilities or rent in your name so that you can pay them on time and continue to build a solid credit history.
3. Avoid changing careers.
Alongside income, your employment history will be a major factor during your mortgage application evaluation. While a new job could be a good career move, most evaluators are looking for a steady job history with little to no gaps in your employment over the last few years.
4. Check your credit.
If you don’t know where your credit is at currently, now is the best time to check. Most credit sites will tell you what is impacting your credit, and you can use those tips to change your choices heading into the new year. If large debts are negatively impacting your credit, get started on a pay off plan so your score can improve in the new year.
5. Avoid large purchases.
Your debt-to-credit ratio makes a major impact on your mortgage approval. If you buy a brand new car or fund a large vacation, that ratio could sway in the wrong direction. If you want your lender to be willing to give you the maximum amount possible, make sure you aren’t making any large purchases heading into the new year.